> ## Documentation Index
> Fetch the complete documentation index at: https://yieldxyz.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Stablecoins

> Find where a stablecoin you hold earns in Earn and route to the category that serves it.

yield.xyz has no separate stablecoin product. A stablecoin is the `inputToken` (or `token`) of a yield that already lives in lending, vaults, LPing, or RWAs. Use this page to find yields for a stablecoin you hold and to pick the category to read next.

## Discover yields for a stablecoin

[`GET /v1/yields`](/api-reference/YieldsController_getYields) filters on the token side with `inputToken` or `inputTokens` (accepts entry) and `token` (the yield's underlying token), each matched by symbol or address, and you can combine them with `types`, `providers`, and `networks` in the same request. For example, `inputToken=USDC&types=lending` returns the lending yields enabled for your project that accept USDC.

The response is project-scoped: it returns only the yields enabled for your API key's project, not a global catalog. See [Discover yields](/documentation/earn/core-concepts/discover) for the full filter reference and pagination.

## Where stablecoins earn

| Category | What you hold | Stablecoin examples | Where to read |
| - | - | - | - |
| Lending | A receipt token, an ERC-4626 vault share, or a protocol-internal balance, depending on the market | USDC, USDT, USDS, PYUSD | [Lending](/documentation/earn/defi/lending/index) |
| Vaults | A share token in a curated or protocol strategy | USDC, USDe, USDS | [Vaults](/documentation/earn/defi/vaults/index) |
| LPing | A pool or concentrated-liquidity position paired with the stablecoin | USDC, USDT pairs in Curve and PancakeSwap pools | [LPing](/documentation/earn/defi/lping/index) |
| RWAs | A tokenized treasury or money-market share; some issuers require KYC, others don't | USDC into Dinari's USD+ or Midas's mTBILL, PYUSD or USDG into Paxos Labs Treasuries | [RWAs](/documentation/earn/rwas/index) and [Asset coverage](/documentation/earn/rwas/coverage/assets) |

Every row uses the same [action lifecycle](/documentation/earn/core-concepts/actions): request an enter or exit, sign, and submit. What differs by category is the position model and, for RWAs, whether entry needs a KYC handoff first; see the category or protocol page for that yield.

<Note>
  This table shows representative stablecoins per category, not an exhaustive list. Filter `GET /v1/yields` by `inputToken` for the exact set enabled for your project.
</Note>

## Networks

Stablecoin yields exist on every network a category's providers support, not on one fixed list. See [Networks](/documentation/earn/networks/index) for per-network coverage instead of assuming a stablecoin is available everywhere a protocol operates.

## Two ways to ship a stablecoin yield

Integrating a yield directly can carry a deposit fee where the yield's `mechanics.possibleFeeTakingMechanisms` allows it. Wrapping one or more of the same yields in an [Optimized Allocator Vault](/documentation/platform/vaults/index) also enables management and performance fees; see [Monetization](/documentation/earn/monetization).

## Next steps

<Columns cols={2}>
  <Card title="Discover yields" icon="magnifying-glass" href="/documentation/earn/core-concepts/discover">
    Filter `GET /v1/yields` by token, type, provider, and network.
  </Card>

  <Card title="RWAs" icon="building-columns" href="/documentation/earn/rwas/index">
    Tokenized treasuries and yield-bearing stablecoins, some of which require issuer KYC.
  </Card>

  <Card title="Vaults" icon="vault" href="/documentation/earn/defi/vaults/index">
    Share-based stablecoin strategies across ERC-4626 and protocol-specific vaults.
  </Card>

  <Card title="Optimized Allocator Vaults" icon="safe" href="/documentation/platform/vaults/index">
    Wrap a stablecoin yield in a monetized, single-token vault.
  </Card>
</Columns>


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