Kamino

Earn yield through Kamino’s lending pools and vaults on Solana

What this yield is

• Protocol: Kamino Finance (Solana-native DeFi protocol)
• Products: Lending pools (K-Lend) + Automated vaults
• Asset: USDC, SOL, JitoSOL, USDT, and 40+ other tokens
• Receipt token: kTokens (for vaults only, e.g., kvUSDC)
• Additional rewards: KMNO tokens
• Network: Solana
• Minimum: ~0.0315 SOL (for account creation)

Kamino unifies lending, borrowing, and liquidity provision into a single DeFi suite. First-time users need approximately 0.0315 SOL for account creation, which is refunded upon full exit.

Required inputs

Parameter	Description
yieldId	The specific Kamino yield ID
address	User’s Solana wallet address
amount	Amount to deposit

Kamino products

K-Lend (Lending)

Supply assets to unified liquidity market

• Deposit assets to earn interest from borrowers
• Unified liquidity across pools for higher utilization
• Dynamic interest rates via Kamino’s risk model
• Soft liquidation mechanics for safer borrowing

Vaults

Automated yield strategies

• Single-asset deposit vaults
• Curated allocation across lending markets
• Receive kvTokens representing your share
• Managed by various strategy curators

KMNO Staking

Boost rewards with KMNO

• Stake KMNO tokens to boost lending/vault rewards
• Increased KMNO earnings on positions
• Claimable at end of reward seasons

Actions & lifecycle

Enter

Action: Deposit assets into Kamino

• First deposit creates Kamino account (one-time)
• Supply the underlying asset
• Begin earning yield immediately

Exit

Action: Withdraw assets

• Withdraw from pool or vault
• Receive principal plus accrued yield
• No lock-ups or unbonding delays

Pending actions

CLAIM_REWARDS: Claim accrued KMNO rewards

KMNO tokens become claimable after the end of each reward season.

Example flow

1. Get yield metadata

   Fetch available Kamino yields and their current rates.

2. Enter position

   Call the enter action with your deposit amount.

3. Sign & submit

   Sign the Solana transaction and broadcast.

4. Track balances

   Monitor your position via the balances endpoint.

Get yield metadata

curl --request GET \
  --url https://api.yield.xyz/v1/yields/solana-kamino-usdc-lending \
  --header 'accept: application/json' \
  --header 'x-api-key: <API_KEY>'

curl --request POST \
  --url https://api.yield.xyz/v1/actions/enter \
  --header 'accept: application/json' \
  --header 'content-type: application/json' \
  --header 'x-api-key: <API_KEY>' \
  --data '{
    "yieldId": "solana-kamino-usdc-lending",
    "address": "YOUR_SOLANA_ADDRESS",
    "arguments": {
      "amount": "100"
    }
  }'

Operational notes

Account creation

First deposit into a lending pool requires ~0.0315 SOL for account creation. This is returned upon full exit.

Deposit caps

Each lending pool has supply-side capacity limits. Users cannot deposit once max capacity is reached. Check state object in yield metadata for current capacity.

KMNO rewards seasons

Kamino is currently in Season 5 (ends March 7, 2026). Users can choose between early claim (forfeit portion) or full vest (6 months + bonus pool share).

Solana transaction format

Transactions are returned as unsigned, base64-encoded VersionedTransaction blobs.

Yield IDs for this protocol

Show Kamino yield IDs (partial list)

KMNO Staking

Yield ID	Name
solana-kamino-staking	Kamino KMNO Staking

Kamino Lending (sample)

Yield ID	Name
solana-kamino-usdc-lending	Kamino USDC Lending
solana-kamino-usdt-lending	Kamino USDT Lending
solana-kamino-sol-lending	Kamino SOL Lending
solana-kamino-jitosol-lending	Kamino JitoSOL Lending
solana-kamino-jlp-lending	Kamino JLP Lending
solana-kamino-weth-lending	Kamino WETH Lending
solana-kamino-wbtc-lending	Kamino WBTC Lending
solana-kamino-msol-lending	Kamino mSOL Lending

Kamino Vaults (sample)

Yield ID	Name
solana-kamino-usdc-hdsayqas-vault	USDC Max Yield
solana-kamino-usdc-a1usdzqd-vault	Allez USDC
solana-kamino-sol-a1so1bpd-vault	Allez SOL
solana-kamino-sol-9encur9r-vault	SOL Max Yield
solana-kamino-usds-bq4p3sng-vault	MEV Capital USDS

Full list contains 60+ yield IDs across lending pools and vaults.

See also

Quickstart

Get started with Yield.xyz

Actions & Balances

Understand how actions work