Blend

Supply assets into Blend lending markets on Stellar

What this yield is

• Protocol: Blend Capital lending protocol
• Asset: USDC, XLM, EURC
• Receipt token: bTokens (e.g., bUSDC)
• Additional rewards: BLND tokens
• Network: Stellar, Stellar Testnet

Blend is a Stellar-native lending protocol. Upon deposit, users receive bTokens that accrue value via pricePerShare parameter increase. Tokens are redeemable at any time.

Required inputs

Parameter	Description
yieldId	The specific Blend lending yield ID
address	User’s Stellar wallet address
amount	Amount to deposit

Actions & lifecycle

Enter

Action: Deposit assets into Blend pool

• Supply the underlying asset
• Receive bToken representing your position
• Yield accrues via pricePerShare each block

Exit

Action: Withdraw assets from the pool

• Redeem bTokens for underlying assets
• Receive principal plus accrued interest
• Instant withdrawal

Pending actions

CLAIM_REWARDS: Claim BLND tokens

Users can withdraw BLND incentive rewards using the CLAIM_REWARDS pending action.

Example flow

1. Get yield metadata

   Fetch available Blend pools and their current rates.

2. Enter position

   Call the enter action with your deposit amount.

3. Sign & submit

   Sign the Stellar transaction and broadcast.

4. Track balances

   Monitor your position via the balances endpoint.

Get yield metadata

curl --request GET \
  --url https://api.yield.xyz/v1/yields/stellar-usdc-blend-lending-fixed-pool-v2 \
  --header 'accept: application/json' \
  --header 'x-api-key: <API_KEY>'

Operational notes

Stellar blockchain

Blend operates on the Stellar blockchain. Ensure you have a Stellar-compatible wallet and sufficient XLM for transaction fees.

BLND rewards

Incentive rewards are distributed in BLND tokens and must be claimed separately.

Multiple pools

Blend offers multiple pool types including Fixed Pool V2 and YieldBlox pools.

Yield IDs for this protocol

Show Blend yield IDs

Yield ID pattern: stellar-{asset}-blend-lending-{pool}

Stellar (Mainnet)

Yield ID	Name
stellar-usdc-blend-lending-fixed-pool-v2	Blend USDC Lending
stellar-xlm-blend-lending-fixed-pool-v2	Blend XLM Lending
stellar-eurc-blend-lending-fixed-pool-v2	Blend EURC Lending
stellar-eurc-blend-lending-yieldblox-pool	Blend EURC Lending (YieldBlox)
stellar-xlm-blend-lending-yieldblox-pool	Blend XLM Lending (YieldBlox)
stellar-usdc-blend-lending-yieldblox-pool	Blend USDC Lending (YieldBlox)

Stellar Testnet

Yield ID	Name
stellar-testnet-usdc-blend-lending-testnet-pool	Blend USDC Lending
stellar-testnet-xlm-blend-lending-testnet-pool	Blend XLM Lending

See also

Quickstart

Get started with Yield.xyz

Actions & Balances

Understand how actions work