Stablecoins

Find where a stablecoin you hold earns in Earn and route to the category that serves it.

yield.xyz has no separate stablecoin product. A stablecoin is the inputToken (or token) of a yield that already lives in lending, vaults, LPing, or RWAs. Use this page to find yields for a stablecoin you hold and to pick the category to read next.

Discover yields for a stablecoin

GET /v1/yields filters on the token side with inputToken or inputTokens (accepts entry) and token (the yield’s underlying token), each matched by symbol or address, and you can combine them with types, providers, and networks in the same request. For example, inputToken=USDC&types=lending returns the lending yields enabled for your project that accept USDC.

The response is project-scoped: it returns only the yields enabled for your API key’s project, not a global catalog. See Discover yields for the full filter reference and pagination.

Where stablecoins earn

Category	What you hold	Stablecoin examples	Where to read
Lending	A receipt token, an ERC-4626 vault share, or a protocol-internal balance, depending on the market	USDC, USDT, USDS, PYUSD	Lending
Vaults	A share token in a curated or protocol strategy	USDC, USDe, USDS	Vaults
LPing	A pool or concentrated-liquidity position paired with the stablecoin	USDC, USDT pairs in Curve and PancakeSwap pools	LPing
RWAs	A tokenized treasury or money-market share; some issuers require KYC, others don’t	USDC into Dinari’s USD+ or Midas’s mTBILL, PYUSD or USDG into Paxos Labs Treasuries	RWAs and Asset coverage

Every row uses the same action lifecycle: request an enter or exit, sign, and submit. What differs by category is the position model and, for RWAs, whether entry needs a KYC handoff first; see the category or protocol page for that yield.

This table shows representative stablecoins per category, not an exhaustive list. Filter GET /v1/yields by inputToken for the exact set enabled for your project.

Networks

Stablecoin yields exist on every network a category’s providers support, not on one fixed list. See Networks for per-network coverage instead of assuming a stablecoin is available everywhere a protocol operates.

Two ways to ship a stablecoin yield

Integrating a yield directly can carry a deposit fee where the yield’s mechanics.possibleFeeTakingMechanisms allows it. Wrapping one or more of the same yields in an Optimized Allocator Vault also enables management and performance fees; see Monetization.

Next steps

Discover yields

Filter GET /v1/yields by token, type, provider, and network.

RWAs

Tokenized treasuries and yield-bearing stablecoins, some of which require issuer KYC.

Vaults

Share-based stablecoin strategies across ERC-4626 and protocol-specific vaults.

Optimized Allocator Vaults

Wrap a stablecoin yield in a monetized, single-token vault.